Last October mrs Dude's was driving on a roundabout and got sideswipped by another car. After many e-mails and phone calls, it was decided to settle as a 50/50 claim. Not happy but best we could do.
Now this morning, nearly 8 months later, we get an e-mail from insurance company, stating that they had settled a claim for personal injury with lass in the other car, and accepted full liability on Mrs Dudes behalf!!. Now, the accident speed was no more than 15mph (as admitted by the other driver previously) The young lass' car only had a dented wing and smashed headlight, and after the crash she ran at Mrs Dude screaming and shouting, walking around pointing at her car, where she had come from, where she was going. No mention of injuries, only concern was her car.
She has since been to a "no win, no fee" solicitor, and is now claiming thousands of ?'s for whiplash, injuries to shoulders and back as well as anxiety and depression!!!!!!!!! which without any consultation with us, the insurance company want to pay!! We are 99.9999% sure the lass is at it, but how can we prove it when the insurance company just wants to pay out?
No wonder premiums are so high when people and solicitors are screwing insurance companies. As well as the insurance companies paying out. They probably think it would be cheaper to pay out than fight case. But what about the policy holder? who doesn't seem to matter! except when its renewal time!
Of course if Mrs Dude stopped getting hit on roundabouts(2nd time in 5 years!) we wouldn't have this problem.
Anyone else screwed like this?