You're all assuming that these are normal times, and that out-of-contract players will be off.
But these are not normal times. There is a very real chance that much, if not all, of next season will be played behind closed doors. Can't have mass gatherings until there is mass immunity.
So, plan for no gate money coming in. Now, how do you survive?
If you're struggling for cash, and don't have a sugar daddy or mummy, then you're not going to be splashing out on new players.
Those out of contract might find it difficult to get more money elsewhere. As for those who have already signed pre-contract agreements elsewhere, there will probably be lawyers at those clubs poring over the agreements to see if they can get out of them.
Best for us to assume no incomers, and wait and see who we can retain.
Normal service will not be resumed for a long time yet!